Residential & Commercial, Private Money & Conventional Loans


Business Purpose Loans

Credit Lines


Stated, no doc, low doc

(higher terms compared with documented programs)

No credit, low credit

(higher terms compared with documented programs)

Bank statements only programs

(personal and business statement programs)



High LTV, up-to 100% purchase programs 

(loan to value based on market appraised value)

High LTV, up-to 90% refinances

(loan to value based on market appraised value)

High ARV, up-to 70% fix and flip

(after repair value based on completed appraised value)​​



1st & 2nd Positions

6 months to 10yrs terms

Fast 7-14 days closing options

(from market value confirmation and deal subjective)


Fees from 1%

(depends on loan size & program)


Loan amounts up-to 100M

(deal subjective) 

Brokers/Agents, NCNDs welcome

         Residential loans . Commercial loans  .  Private Money . Hard Money Brokers . Private Money Lenders . Hard Money .  Hard Money Loans .  Hard Money Lender . Residential Hard Money . Conventional loans .  Commercial Hard Money . California . Orange County . Los Angeles . San Francisco . San Diego

The experience with Tak & Associates was seamless. In a lending environment where the phrase "customer experience" seems to be missing from the lexicon of most lenders, RT, Delania, and team made us feel that our experience and satisfaction was central to the process. Thank you for the clear options, the transparency, advocacy, and speed in the process. Happy to recommend and likely to repeatl

- Jason A.


RT and his team at Tak & Associates take pride in delivering to their clients (both on the lending and borrowing side) an exceptional service comprised of knowledge, care, tenacity, and respect.  They are able to take a complicated loan file and deliver to a lender a cohesive loan package which translates into seamless fundings and happy customers.  I enjoy working with Tak & Associates and look forward to funding more of their loan requests. 
​-  RJ S.


You seldom come across a person or a company that says what they will do and actually do it. One such person is RT of Tak & Associates. What he performed was short of a miracle. He closed the loan of 2 Million dollars in 3 days! How he did it, I cannot fathom.  All I know is that he was professional, knowledgeable, and worked hard to make it happen.  Suffice it to say he has earned my business in the future. Words fail me when I want to thank you for the part you played in bringing the sale to a close.  You were a complete antithesis compared to the other agent who took us through a nightmare.  Thank you for everything you did.
- Abby S.​​


RT and his associates are efficient and professional. You're getting more than fund sourcing, you're getting an advocate that is looking out for your best interests.

- CA.

What a team! They followed thru with everything they said they could do. They kept us completely up to date throughout the entire process.  Communication was excellent, we won't hesitate to use them again.  We've already sent them a referral.
Thanks for all your hard work.
- Kevin and Debbie​​

As an account executive at a large private lender I talk with many brokers/loan offices nationwide daily.  I must say working with you has always been an enjoyable and professional experience.  You run a very professional and straightforward shop and any private consumer looking to secure a real estate transaction can know they are in good hands with you.  I look forward to continuing our business relationship in to 2014 and beyond.  Warmest regards.
-  Patrick D. 

It was a pleasure working with you.  Everything ran very smoothly and quickly.  I appreciated the fact that you responded so quickly to my inquiries and communications to make sure the transaction closed on time.  I will keep you in mind for future transactions! Thank you again!
- Judy K., Esq.

As a former account executive at the largest Non QM wholesale lender in the country I was in contact with variety of brokers, loan offices and processors.  I has been my pleasure working with Tak & Associates.  You certainly stand apart! Always professional and thorough in how you conduct business.  I look forward to continuing our business relationships in 2017 and beyond.  I have nothing by good things to say about Tak & Associates. Thank you.
- Andrew W.

We would like to take this opportunity to sincerely thank you guys from the bottom of our hearts for all the assistance & patience you had with us buying our first home in LA. You have no idea how we appreciated this and we will always remember your friendly approach, but most importantly, the entire professionalism you had with the entire process.  You made it look so easy buying a property in a foreign country, taking us through every step of the way.  You made us feel 100% comfortable with every single decision we made throughout the process.
-  Foreign Nationals 
 
I wanted to say that it was a pleasure working with you.  This is now my 4th mortgage since moving to California, and my experience from start to finish has been fantastic.  You were extremely responsive and informative at every step.
-  David C.

Tak & Associates did a great job at finding a hardmoney 2nd lien for my client fast! This was a rehab completion loan, and after my first investor turned it down last minute, they performed with an LOI within 48hours, and signed docs within 10 days.  Great save, and the borrower is happier with better terms than first were offered. Thank you!
- Chris P.

Thank you so much for the wonderful news! you have been truly delightful to work with, staying patient and good-natured throughout it all.  You are such an asset to anyone who ever has the pleasure to work with you.
-  Holly E.

I wanted to say thank you so much for your help! It was a pleasure working with you, and I really appreciated your timeliness and patience in dealing with my question and concerns.  Should I ever need a loan again, I know who I'll come to.  I also won't hesitate to recommend you to anyone looking for a mortgage.
-  Alex

It's me that should be thanking you for your professionalism and diligence - and patience.  I'm very impressed and will most certainly recommend you to my friends and colleagues. Thanks very much.
-  Angelo

Tak & Associates handled all of our financial requests in an efficient, reliable, and personal manner.  All in all, thanks to the guidance provided by Tak & Associates, the whole process went smoother and was less stressful than it would have otherwise been.
-  K law firm

Thank you so much for your professionalism and expertise in guiding my husband and I through the process of procuring a mortgage for our retirement home.  Your knowledge of the lending industry kept us at ease during the application process.  The experience we had was a top notch A-1 from start to finish.
-  Elsa
 
Thank you for a very good and special experience working with you and your team.  I must tell you that I was not pleased about the need I had to take this large loan in order to resolve a financial situation that I didn't expect to occur.  This, instead, turned into a positive experience where very skilled and attentive people treated me as an individual they cared about and genuinely wanted to help.  I will remember this experience with gratitude and with pleasure! WOW! 
-  Toni 

Thank you for doing what nobody else could. I'm extremely grateful for your services. This was a tough transaction for me, reminding me that I never want to be in this situation again. 
-  Michelle L.

Thank you for your efforts to get this transaction done, step by step.  I understand you went beyond your usual like of duties to move this forward & meanwhile protecting the deposit. This gave us a chance to work together & get to know each other better.  I hope for us all to get together at my "new" house with the whole family after I move in.  It was a pleasure working with you.  I will definitely keep you in mind for future for myself & friends.  Thanks again.
-  Kamy

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Many years of experience. Personalized service you can count on!

Private money loans Conventional Options

Residential  .  Commercial  .  Land  .  Construction  .  Business

                   Many years of experience & Personalized service you can count on!


   Many loan programs for Residential, Commercial, Land & Construction

949 510 0428  I  949 342 6128

INFO@TAKASSOCIATES.COM